지역 회복력과 보험 가능성

In collaboration
with Marsh

Addressing Insurability:
A Playbook for Investing
in Place-Based Resilience

I N S I G H T R E P O R T
S E P T E M B E R  2 0 2 6

Images: Adobe Stock, Getty Images, Pexels

Contents


Foreword                                                     3

Executive summary                                              4

Introduction                                                    5

1 The challenges stakeholders face                                 9

2  Interventions to build place-based resilience                        11

     2.1  Intervention 1: Mapping what matters –                      13
           risk-decision data for resilient places

     2.2  Intervention 2: Paying for resilience –                        17
           financing structures that make investment viable

     2.3  Intervention 3: Making resilience count –                    22
           recognition that insurers, lenders and investors trust

     2.4  Intervention 4: Realizing co-benefits –                      25
           aligning incentives across the risk ecosystem

3  Stakeholder engagement in different action areas                    28

4 Where to now? Three immediate next steps                        32

Contributors                                                  34

Endnotes                                                    35





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                                       Addressing Insurability: A Playbook for Investing in Place-Based Resilience   2

September 2026    Addressing Insurability:
               A Playbook for Investing in Place-Based Resilience



   Foreword





                                  Amy Barnes